When Speed Meets Identity: Snowball MNS Powers 10,000 TPS on Monad

The missing piece of blockchain's performance puzzle isn't more transactions per second; it's knowing who you're transacting with at that speed.

In blockchain's race to scale, we've built superhighways that can handle thousands of transactions per second. But there's a catch: you still need to remember cryptic addresses like 0x742d35Cc6634C0532925a3b844Bc9e7595f0bEb to send money. It's like having a Ferrari with a rotary phone for GPS.

Today, that changes. Snowball Labs is bringing its battle-tested Modular Naming Service (MNS) to Monad, one of the most anticipated Layer-1 blockchains of 2025. The result? A blockchain that can process 10,000 transactions per second, achieve finality in 800 milliseconds, and let you send payments to @alice instead of an incomprehensible hex string.

The Problem: Raw Performance Without User-Friendly Rails

Monad just went live on November 24, 2025, and the numbers are staggering:

  • 10,000+ TPS throughput (1,000x faster than Ethereum)
  • 400ms block time with 800ms finality
  • Full EVM compatibility (Pectra fork) copy-paste from Ethereum
  • $225M raised at a $3B valuation from Paradigm, Dragonfly, and Coinbase Ventures
  • Optimistic Parallel Execution   processes hundreds of transactions simultaneously

The technology is revolutionary. MonadBFT consensus, custom MonadDB for state management, and recently unveiled RaptorCast protocol for efficient block propagation, it's a masterclass in blockchain engineering.

But here's the reality check: in 2024 alone, $83.8M was lost to address poisoning attacks. Users copied the wrong address. Sent funds to scammers. Lost life savings because they transposed two characters in a 42-character hex string.

In blockchain's race to scale, we've built superhighways that can handle thousands of transactions per second. But there's a catch: you still need to remember cryptic addresses like 0x742d35Cc6634C0532925a3b844Bc9e7595f0bEb to send money. It's like having a Ferrari with a rotary phone for GPS.

Enter Snowball MNS: Unlocking  Identity Tooling  on Monad 

Snowball Labs has been quietly solving this problem at scale. With 1.2M+ on-chain users and $10M+ in revenue across five products, we've built the infrastructure that makes blockchain actually usable:

MNS (Modular Naming Service)

Chain-agnostic username accounts that work everywhere. Visit www.modular.name and claim your identity once you use it across Monad, Ethereum, Sui, Near, and beyond.

CIP (Cross-Identity Payments)

Programmable cross-chain payment routing without bridges or wrapped tokens. Send USDC from Monad to an Ethereum address using just a username. MNS handles the complexity.

ORS (On-chain Risk Signals)

Think Moody's for crypto. Real-time risk intelligence aggregating cross-chain behavior for compliance, transaction limits, and trust scoring. Essential for financial institutions building on Monad.

What This Integration Means: Real Use Cases, Real Impact

1. Stablecoin Issuers Get Production-Grade Infrastructure

Monad recently acquired Portal, a leading stablecoin infrastructure provider. With Snowball MNS, every USDC or USDT account on Monad gets a human-readable username, built-in compliance through ORS, and cross-chain payment capabilities through CIP. No more losing customers because they're intimidated by wallet addresses.

2. DeFi Goes Mainstream

Imagine a decentralized exchange on Monad processing 10,000 trades per second, where users send funds to @trader_monad instead of 0x742d35.... Risk signals prevent wash trading and Sybil attacks. Cross-chain payments enable instant arbitrage between Monad and other L1s. This is what institutional-grade DeFi looks like.

3. Real-World Asset (RWA) Platforms Meet Compliance Requirements

Tokenizing real estate or securities? Certain regulated applications may require identity or attribution tooling.  MNS provides verifiable identity, ORS delivers risk attribution, and Monad's speed ensures settlement happens in sub-second finality. The trifecta for compliant on-chain finance.

4. Gaming and Social Apps That Don't Feel Like Blockchain

Monad's 400ms block time makes real-time gaming possible. Add Snowball's username system, and you've got in-game payments that work like Venmo: send gold coins to @guild_master, not a wallet address. Players won't even know they're using blockchain, and that's exactly the point.

The Technical Deep Dive: How It Actually Works

Here's where it gets interesting for the developers in the room:

Monad's Parallel Execution Meets MNS's Account Abstraction

Monad's Optimistic Parallel Execution assumes most transactions are independent and processes them simultaneously. When you combine this with MNS accounts (which map usernames to wallet addresses across chains), you get:

  • Batched username resolution for parallel transaction processing
  • Cached identity lookups in MonadDB for sub-millisecond resolution
  • Smart contract hooks that integrate ORS risk scores into transaction validation

Cross-Chain Payments Without the Usual Headaches

CIP doesn't use bridges or wrapped tokens. Instead, it uses atomic swaps and programmable message passing. When you send @bob.monad funds from Ethereum, CIP:

  • Resolves Bob's Monad address via MNS
  • Routes the payment through liquidity pools on both chains
  • Settles on Monad in under 800ms thanks to MonadBFT finality
  • No lock-ups. No wrapped tokens. Just pure, fast cross-chain UX.

API-First Architecture for Enterprise

Snowball integrates directly with centralized wallets, DeFi protocols, exchanges, and enterprise financial stacks. For Monad developers, this means plug-and-play identity, payments, and compliance via REST APIs. No need to reinvent the wheel, just call our endpoints and ship.

Why This Matters Beyond the Tech Specs

Let's zoom out for a second. Monad's vision is to "power a new world economy" that's "increasingly online and on-chain." But economies don't run on raw TP; S they run on trust, identity, and ease of use.

Snowball MNS enables an application-layer identity and payment infrastructure option for developers building in the Monad ecosystem. We're the account, settlement, and risk rails that turn "technically possible" into "actually deployed in production."

Consider the numbers:

  • Monad has 300+ projects in its ecosystem directory
  • Snowball supports 1.2M+ on-chain users
  • Together, we're enabling username-based accounts for millions of users across one of the highest-performance EVM-compatible L1 
  • That's not just integration, that's infrastructure for the next financial system

What's Next: Rollout Timeline and Developer Access

The Snowball MNS integration with Monad is rolling out in phases:

Phase 1: MNS Username Claims (Live Now)

Monad users can claim their @username.monad accounts at www.modular.name. Link your Monad wallet, choose your identity, and start using it across supported dApps.

Phase 2: CIP Cross-Chain Payments (Q1 2026)

Full cross-chain payment routing between Monad and Ethereum, Sui, Near, and other supported chains. Send USDC to @alice regardless of which chain they're on.n Snowball finds the optimal route.

Phase 3: ORS Risk Intelligence (Q2 2026)

Enterprise-grade compliance and risk scoring for Monad addresses. DeFi protocols can choose to incorporate  ORS signals into their own risk management or compliance workflows. RWA platforms get tools designed for regulated environments.”. Exchanges can identify Sybil attacks and wash trading.

Phase 4: Snowball Wallet Integration (Q2 2026)

Native Monad support in the Snowball Wallet (available on iOS and Android). Manage your MNS identity, send cross-chain payments, and interact with Monad dApps from a mobile-first interface that doesn't feel like crypto.

For Developers: Get Started in Minutes

Building on Monad? Integrating Snowball MNS is straightforward to integrate:

1. Add MNS Resolution to Your dApp

Instead of asking users for wallet addresses, let them enter @username. Our SDK resolves it to the appropriate Monad address.

2. Enable Cross-Chain Payments with CIP

Use our REST API to route payments between Monad and other chains. We handle liquidity, routing, and settlement. You handle the UI.

3. Add Risk Intelligence with ORS

Query ORS for risk scores before processing high-value transactions. Perfect for DeFi lending protocols, DEXs, and RWA platforms that need compliance.

Documentation, SDKs, and API keys available at https://snowball-mns.gitbook.io/snowball/decentralized-identity-layer/technical-documentation. Join our developer Discord for support.

The Bottom Line: Speed Needs Identity

Monad seeks to solve blockchain's performance problem. 10,000 TPS, sub-second finality, full EVM compatibility, it's the Layer-1 we've been waiting for.

But performance without usability is just a very fast dead end. Snowball MNS brings the human layer to Monad's machine usernames instead of addresses, cross-chain payments without bridges, and risk intelligence for compliance.

Together, we're building the financial infrastructure for a world that's increasingly on-chain. Sending money is as easy as sending a text, where speed doesn't compromise security, where blockchain stops feeling like blockchain.

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Welcome to the future of on-chain finance.

Powered by Monad's speed. Secured by Snowball's identity.

Get Started Today

Claim your MNS username: www.modular.name

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